{"id":318,"date":"2015-08-25T07:00:44","date_gmt":"2015-08-25T11:00:44","guid":{"rendered":"http:\/\/www.mdcthereporter.com\/?p=318"},"modified":"2021-07-16T15:05:59","modified_gmt":"2021-07-16T19:05:59","slug":"bone-up-on-budgeting-smarts-money","status":"publish","type":"post","link":"https:\/\/mdcthereporter.com\/staging\/8357\/bone-up-on-budgeting-smarts-money\/","title":{"rendered":"Bone Up On Budgeting Smarts"},"content":{"rendered":"

Every semester, college students across the nation have to worry about expenses<\/span>\u2014<\/span> tuition, food, books, transportation, housing and entertainment. Worrying about all these things would make Hercules cry. And that\u2019s horrible.<\/span><\/p>\n

Here are seven tips to help you with your finances.<\/span><\/p>\n

1. Spending time prioritizing makes fears about money less vague.<\/b><\/p>\n

\"Brayan<\/a>
Vazquez<\/figcaption><\/figure>\n

Make a list of the things you truly need and pay less attention to the things you want.<\/span><\/p>\n

Melani Andrade, a North Campus biology major, can agree with that. She has been working for a number of years and now has a savings account. She feels confident that those years have taught her how to prioritize and identify the things she really needs versus the things she desires.<\/span><\/p>\n

\u201cDon\u2019t spend all [your] money, \u00a0just spend it on the things that are necessary,\u201d Andrade advised.
\n<\/b><\/span><\/p>\n

2. Seek bargains, always.
\n<\/b><\/span><\/p>\n

Stop buying at the mall. Instead buy from second-hand stores like Goodwill or Habitat for Humanity. Their clothes are generally in great condition and on holidays they have extra discounts. Shirts that go for $65 retail are priced at $5.<\/span><\/p>\n

3. Save money by bringing lunch from home.<\/b><\/p>\n

A lunch meal at the College\u2019s cafeteria can cost $10 for a sub and a drink. Bringing lunch from home can reduce the price to just under $5. Plus, you will always know where your food is coming from and what\u2019s in it.<\/p>\n[sam id=”2″ codes=”true”]\n

 <\/p>\n

4. Buy books from other places besides the school\u2019s bookstores to save a lot<\/b>.<\/span><\/p>\n

Generally buying a textbook at the school\u2019s bookstore will cost you more than other outlets. For example, my biology book new online\/bookstore was priced at $230, the same book that was used from Amazon<\/span><\/a> cost $100. Chegg is charging $120 for the same book. Sometimes if you are lucky you can find textbooks online for free.<\/span><\/p>\n

5. Selling back your old books will earn you some dollars.<\/b><\/p>\n

You won\u2019t get the exact amount back, but you will be getting some dollars in return to buy your new set of textbooks.<\/span><\/p>\n

6. Carpool with friends or take public transportation.<\/b><\/p>\n

On average, a young student can pay up to $120 on car insurance plus the $35 weekly gas budget. Public transportation can cost you $50 for a monthly bus pass. Students can obtain this pass at the bookstores.<\/span><\/p>\n

7. Start investing in your future.<\/b><\/p>\n

You don’t have to be out of school in order for you to start saving for your future. You can do it as we speak. Start with your savings account and if you get a chance then move on to investing. Explore the many different opportunities available to you.<\/span><\/p>\n

For Flaurence Timothee, a first-year student at North Campus, saving is her number one priority, when she\u2019s budgeting for school expenses.<\/span><\/p>\n

\u201cI don\u2019t go out as much and every time I get paid, I transfer $200 to my savings account,\u201d said the 21-year-old biology major. <\/span><\/p>\n

Preparing for school\u2019s expenses can diminish financial questions and worries and open up more time for your studies. It’s important that you start considering all your possibilities and embark on the journey of better financial decisions. \u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Every semester, college students across the nation have to worry about expenses\u2014 tuition, food, books, transportation, housing and entertainment. Worrying about all these things would make Hercules cry. And that\u2019s horrible. Here are seven tips to help you with your finances. 1. Spending time prioritizing makes fears about money less vague. Make a list of […]<\/p>\n","protected":false},"author":2,"featured_media":28086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[13],"tags":[1149,3022],"class_list":{"0":"post-318","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-forum","8":"tag-money","9":"tag-budgeting"},"yoast_head":"\nBone Up On Budgeting Smarts With Your Money<\/title>\n<meta name=\"description\" content=\"The Reporter\u2019s Brayan Vazquez gives tips for students to take control of their budget to save money and to make the money last through the semester.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mdcthereporter.com\/bone-up-on-budgeting-smarts-money\/\" \/>\n<meta property=\"og:locale\" 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